Hi Is it me or has it been a hard year? Personally, it has been a good year, lots of fun, more than my fair share of holidays and a fairly hefty rise. All this is clouded by what seems to be a cloud of doom and gloom over the world. Whatever your politics or beliefs, the world seems a smaller yet more dysfunctional place than ever before. Perhaps I am just geting old? Good luck to you all in 2006. Let's look to make planet earth a better place for ALL in 2006. Take care and be happy! Goose